Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Plan Detectives A couple become Retirement Plan Detectives, searching records from old employers. Money that Buys Good Health is Never Ill Spent It's important to make sure your retirement strategy anticipates health-care expenses. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.