Broker Check
Karen J. Ness, RICP®, AIF®, CLTC®

Karen J. Ness, RICP®, AIF®, CLTC®

President / Financial Advisor

Karen is a registered Financial Advisor as well as the president and founder of Innovative Advisors, Inc. She enjoys utilizing her background in Human Services, Human Resources, and Business Management, along with her Behavioral Financial Planning and Retirement Income Planning experience to serve her clients individual needs.


 Along with her formal education, she honed her skills over numerous years through her work experience at Barrick Goldstrike and prior to that at Tax Liability Consulting and Northeastern Nevada Regional Hospital. In addition, she spent several years working for local non-profit groups The Committee Against Domestic Violence (CADV) and the Family Resource Center which added to the robust experience she is able to draw from to assist her clients with their individual needs.

Karen has had the pleasure of working side by side with a wide variety of people to help them find solutions to their needs and concerns. She finds it enormously rewarding to help people start from wherever they are today without judgement, understand new concepts or discover something to help them move their plan forward. She is often asking people what they are excited about and looking for ways she can help them identify, develop, and reach their goals.

Karen’s creativity often shines through in the plans she develops with clients. Karen has been known to say that you don’t know what you don’t know, which is why she wants to help provide her clients the tools they need to be successful. 

Securities Related email should be sent to: