Karen J. Ness, RICP®, AIF®, CLTC®

Karen is a registered Financial Advisor and the spirited president and founder of Innovative Advisors, Inc. Combining her background in Human Services, Human Resources, and Business Management with her expertise in Behavioral Financial Planning and a special focus on Retirement Income Planning, Karen is on a mission to make financial planning both effective and enjoyable.

With years of experience at Barrick Goldstrike, Tax Liability Consulting, and Northeastern Nevada Regional Hospital, Karen has honed her skills to perfection. Her time spent working with local non-profits like The Committee Against Domestic Violence (CADV) and the Family Resource Center has only added to her dynamic approach and empathetic touch.

Karen is all about partnering with people from all walks of life, finding joy in helping them navigate their financial journeys. She thrives on the excitement of uncovering new opportunities and loves to ask, "What are you excited about?" Her goal is to help you identify, develop, and achieve your dreams with a personalized plan that’s as unique as you are.

Known for her creative flair, Karen makes retirement planning a fun and enlightening experience. She often says, "You don’t know what you don’t know," and she’s eager to equip you with the knowledge and tools to succeed. Whether you’re just starting out or looking to refine your strategy, Karen’s enthusiasm and expertise will inspire you to take action and secure your financial future.

Ready to make your financial dreams a reality? Connect with Karen for securities-related inquiries at Karen.ness@LPL.com. Let’s turn your aspirations into achievements!